Businessowners
Business Owner's Policy provides broad coverage tailored for small businesses and mainstream America. BOP is one convenient policy which combines coverage for protection from all major liability and property risks along with many additional coverage options. BOP offers coverage for businesses up to 35,000 square feet in total floor area or $6,000,000 in annual gross sales at each location.
Coverages
- • General Liability
- • Product Liability
- • Medical Expenses
- • Building
- • Business and Personal Property
- • Equipment Breakdown Protection Coverage
- • Business Income and Extra Expense
- • Bailee Coverage
- • Commercial Crime
- • Employee Theft and Forgery
- • Spoilage Coverage
- • Liquor Liability Coverage
- • Hired Auto and Non-owned Auto Liability
- • Barber Shops and Hair Salons Professional Liability
- • Pharmacists/Druggists
- • Beauty Salons Professional Liability
- • Directors and Officers Liability
- • Ordinance or Law Coverage
- • Utility Services
Enhancements
- • Property Enhancement
- • Laundry & Dry Cleaners Enhancement